Foreclosure Prevention
Defending homeowners in foreclosure actions where the plaintiff failed to follow the rules.
- Foreclosure litigation defense
- Missed pre-foreclosure notice
- No valid or enforceable default
- Filed outside the statute of limitations
Keeping Families in Their Communities
Foreclosure defense and Chapter 13 bankruptcy in Brooklyn
Are you feeling overwhelmed by debt or facing the possibility of losing your home to foreclosure? It can be one of the toughest challenges you’ll ever face, but you don’t have to face it alone.
“Call me today. Sleep well tonight.”
26 Court St, Brooklyn, NY 11242Mon – Fri, 11:00 am – 7:00 pm
Alice A. Nicholson, Esq.
Over twenty years in bankruptcy and foreclosure defense · Brooklyn, Queens, NY & surrounding areas
Practice areas
Three ways to keep the house
Which one is right depends on the numbers and on how far the case has already gone. That is the first conversation, and it costs nothing.
Talk it throughChapter 13 Bankruptcy
Reorganise debt into a court-approved plan over three to five years, and keep the house and the car.
- Stop foreclosure and repossession
- Stop wage garnishment and lawsuits
- A repayment plan built on your income
- Interest reduced toward 5% in some cases
Chapter 7 Bankruptcy
The clean-slate filing, when there is no income to reorganise around.
- Discharge unsecured debt
- Stop collection actions
Loan Modification
Renegotiating the mortgage itself, when the better answer is new terms rather than a filing.
- Mortgage modification
- New terms, no filing
Debt Management
Getting the whole picture under control, before it becomes a filing at all.
- Creditor negotiation
- A plan you can actually keep to
Chapter 13, plainly
Who Chapter 13 bankruptcy is for
- Families in serious hardship who are not willing to risk the house or the car.
- People with steady income who can pay something each month, but not what creditors demand.
- Anyone who needs debts reorganised into one manageable plan.
- Homeowners who need protection from foreclosure, repossession, garnishment and lawsuits.
Rather than liquidating property, Chapter 13 reorganises debt into a court-approved repayment plan over three to five years, based on your income.
She wrote the book
Your Amazing Itty Bitty® Guide To Save Your Home From Foreclosure
Are you facing the possibility of losing your home due to financial difficulties? Are you worried about how to make your next mortgage payment? Alice Ann Nicholson, J.D.’s Itty Bitty® book is here to help.
Keeping Families in Their Communities
Tell me what you are facing
My team and I will work closely with you every step of the way. We understand the stress and anxiety that comes with financial challenges, and we’re here to provide the support and guidance you need.
The office
The Law Office of Alice A. Nicholson, Esq.
26 Court St
Brooklyn, NY 11242
Mon – Fri, 11:00 am – 7:00 pm
Sat – Sun, closed
Serving Brooklyn, Queens, NY & surrounding areas.